Online Will Writing Services
Create a legally valid will from the comfort of your home. Guided platforms walk you through every step, making will writing simple and affordable.
Compare Online ProvidersAffordable
Starting from just $89, with some free options available for simple wills.
Fast
Complete your will in as little as 30 minutes. No appointments needed.
Legally Valid
All platforms produce wills that meet Singapore's legal requirements.
How Online Will Writing Works
Online will writing platforms guide you through a series of questions about your assets, beneficiaries, and wishes. Based on your answers, they generate a professionally formatted will document that you can print, sign, and have witnessed - making it legally binding.
Answer Guided Questions
The platform asks about your family, assets, and how you want them distributed. Plain English, no legal jargon.
Review Your Will
The system generates your will document. Review it carefully and make any changes needed.
Print, Sign & Witness
Print your will, sign it in front of two witnesses (who also sign), and store it safely.
Popular Online Will Platforms in Singapore
OCBC Will Generator
Bank-backed, widely trusted
Free online tool available to all Singapore residents (not just OCBC customers). Simple interface suitable for basic wills with straightforward distribution.
- ✓ Completely free
- ✓ No registration required
- ✓ Instant document generation
MoneyOwl WillCraft
Modern platform with financial planning integration
Digital-first platform offering free basic wills with optional paid features. Integrates with broader financial planning tools for a holistic view.
- ✓ Free basic will option
- ✓ Digital storage included
- ✓ Financial planning integration
Premium Online Services
More guidance and support
Paid platforms offer additional features like phone support, more complex will structures, document storage, and reminder services for updates.
- ✓ Customer support included
- ✓ More customization options
- ✓ Secure document storage
Is Online Will Writing Right for You?
Ideal For:
- Simple estates - Bank accounts, CPF, one property, basic investments
- Straightforward distribution - Everything to spouse, or equally to children
- Young adults - Getting started with estate planning
- Budget-conscious - Need a valid will without high costs
- Tech-comfortable - Happy using online platforms
Consider a Lawyer If:
- →You have multiple properties or overseas assets
- →You own a business or company shares
- →You have a blended family or complex dynamics
- →You need trusts for minor children or special needs
- →Your estate is worth over $2 million
Important Considerations
Execution is Your Responsibility
Online platforms generate the document, but you must ensure proper signing and witnessing. Two witnesses (aged 21+, not beneficiaries) must watch you sign, then sign themselves in your presence. Invalid execution = invalid will.
No Legal Advice Included
Free and low-cost platforms don't provide personalised legal advice. They assume your situation is straightforward. If you have specific concerns or unusual circumstances, consult a lawyer.
CPF Requires Separate Nomination
Your will does not cover CPF savings. You must make a separate CPF nomination at cpf.gov.sg - it's free and takes 10 minutes.
Store Your Will Safely
Keep the original will in a fireproof safe or deposit it with a lawyer or the Singapore Academy of Law. Tell your executor where to find it.
Frequently asked questions
Are online wills legally valid in Singapore?
How much do online will services cost in Singapore?
Who should use an online will service?
What does my online will not cover?
Can I update my online will?
Sources: Wills Act · CPF Board · Full list at /sources.
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